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Credit Analyst Credit Decisioning, Leveraged Finance (Amsterdam)

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Posting Date: 12-Jan-2022

Location: Amsterdam, Noord-Holland, NL

Company: ABN AMRO International Services B.V.

At a glance

The position: Credit analyst (Financial Risk Specialist II) within the Credit Risk Decisioning team for General Corporates, Leveraged Finance (LF) and Private Banking Interantional (PBI).

Credit Risk Decisioning means working on safeguarding the moderate risk profile of the relevant business lines. Credit Risk Decisioning provides timely and well substantiated (integrated) risk analysis and takes decisions within delegated authority on individual credit proposals and regular credit reviews. ​​

Credit Risk Decisioning contributes to Monitoring and Oversight of the allocated credit portfolio by active participation in relevant committees where decisions on Credit Risk Decision (and our oversight thereof) are being made. Colleagues within Credit Risk Decisioning are the subject matter expert for credit risk assessments in their sector/segment. Colleagues have good understanding of Credit Risk policies, models and regulations.

Colleagues working for Credit Risk Decisioning also play a key role in sharing knowledge, instilling a strong credit risk culture and providing training throughout ABN AMRO. This so that the prerequisites and roles with regard to credit decisioning are well understood throughout the bank.

 

Your job

Working as a Credit analyst for General Corporates, Leveraged  Finance and PBI, means:

- Providing Credit Risk analysis and decisioning within the delegated authority on credit proposals and reviews of the portfolio in scope.

- Safeguarding the moderate risk profile of the bank by making substantiated, integrated, risk advices and decisions on individual files, as per the risk governance of the bank.

- Presenting credit proposals / advices in risk committees (e.g. Central Credit Commiittee, Investment Committee)

- Actively being involved (together with senior credit analyst) in Watch and other Risk meetings

- Participating in  pre-discussions for larger and / or complex files with business lines to ensure focus on the right transactions and ensuring better and focused credit proposals.

- Being with the team responsible for embedding regulations and regulatory changes in daily credit decisions. Providing expert knowledge (together with senior credit analyst) to relevant stakeholders on credit risk models, policies, stress tests, portfolio deep dives & scenario analysis, credit risk reporting, RAS setting / RAS oversight, forecast impairments, ECB inspections, regulatory requests, RWA, data requirements, Risk Opinions, new origination/product propositions, etc

- Using expert knowledge (together with senior credit analyst) to improve decisioning models or make decisioning models more data driven.

Working environment

You will work within the Credit Decisioning team General Corporates, LF & PBI,  which is an international team consisting of 12 credit analysts , based at the head office in Amsterdam. The team is part of the department Credit Risk Management, which is split in 6 Credit Decisioning teams (each focusing on part of CB and CIB), 2 Oversight & Strategy teams (one for Program Lending and one for Non-Program Lending), and 3 Shared Credit Capabilities teams (Credit Portfoliot Analysis, Credit Risk Control, and Model Ownership & Data Management).

 

The team is responsible for all non specialised sectors* within CIB, covering NW-Europe in line with the strategy of the bank and for all Leveraged Finance transacton throughout the bank (CB and CIB). Next to this the team focusses on the largest Private Banking Interantional files and is actively involved in the E&E proposition of the bank. Furthermore all Investment propositions of the bank are being dealt with in this team and the team participates in Corporate Finance Committee, DCM and ECM committee.

 

*Specialisted secors being defined as Financial Institutions, Global TransportationL & Natural Resources)ed in the renewable energy and digital infrastructure space.

Your profile

We are looking for a passionate and hardworking professional with (ideally) the following skills:

  • Academic qualifications: University degree in Economics, Econometrics, Business Administration, Statistics, Mathematics or related field or equivalent level of knowledge.
  • At least 4 years of relevant working experience.
  • Knowledge of and experience with financial analysis, credit structuring and related topics (e.g. PD, LGD, Forbearance, DoD).
  • Sector, industry and product knowledge of relevant business line​s.
  • Strong analytical skills​.
  • Knowledge on relevant (regulatory) concepts, e.g. EBA guidelines, RWA, EC​.
  • Strong communication skills, able to establish constructive relationships with all stakeholders​.
  • Open to change and working across sectors, segments, departments.
  • Excellent in speaking and writing in English.

We are offering

An inspiring and dynamic working environment in which you will work with various (international) stakeholders and where your vision and approach will make a difference. You will have an unique opportunity to be part of a divers team of driven professionals where we encourage people to show courage, excellerate and learn from mistakes. As an employee of ABN AMRO you are constantly working on improving yourself. We offer you a lot of freedom to get the best out of yourself, to work flexibly in an enthusiastic team and the space to grow. We naturally offer you the ABN AMRO collective labour agreement, which consists of attractive employee benefits. It concerns a job for 36-40 hours.

Interested?

Do not hesitate to approach us for more details, or apply directly. For more information please contact Carolien Wesseldijk or Pieter Boersma. We look forward to meeting you!

Equal opportunities for all

The success of our organisation depends on the quality of our people and the ideas that they have. Truly surprising insights and innovative solutions for our clients result from an interplay of cultures, knowledge and experience. Diversity is therefore extremely important to our organisation. To ensure that everyone at ABN AMRO can develop their talents, we encourage an inclusive culture in which all colleagues feel engaged and appreciated.

Disclaimer external recruitment agencies

External recruitment agencies need to have a signed agreement with ABN AMRO BANK N.V., executed by a Talent Acquisition Specialist, when submitting a resume to a vacancy. In addition, a recruitment agency can only submit a resume when invited by a Talent Acquisition Specialist to join the search for a right candidate. All unsolicited resumes sent to us will be considered property of ABN AMRO BANK N.V. In this case, ABN AMRO will not be held liable to pay a placement fee.